USDA Loan

For Eligible Homebuyers In Rural And Suburban Areas

A USDA loan is a loan product backed by the U.S. Department of Agriculture and offers flexible credit requirements and 100% financing options.

USDA Loan Requirements

• Borrower must be a U.S. citizen
• Borrower must meet certain income requirements
• Only available for primary residences
• Debt-to-income ratio less than or equal to 41%
• Proof of income required

USDA Loan Benefits

• Zero down payment option
• Lower interest rates
• Flexible credit score requirements