Non-QM Loans

Removing Obstacles On The Road To Homeownership

American Independent Mortgage is committed to meeting the needs of all borrowers, we don’t just serve clients who fit into conventional loan standards. We offer flexible financing options, such as Non-Qualified Mortgage (Non-QM) loans, when traditional qualification methods aren’t meeting the needs of our customers. Our Non-QM loans are designed to help borrowers who have experienced credit issues, bankruptcy, foreclosures, etc., to still be able to realize the dream of homeownership.

Non-QM Mortgage Benefits

• More underwriting flexibility
• Less formal documentation
• Income verification flexibility
• Employment verification flexibility
• Available for investment properties

Non-QM Mortgage Factors

Non-QM loans usually have a higher interest rate compared to other loan options and may require more upfront funds from the borrower.